What are Impaired and Enhanced Annuities?

Some insurance companies offer annuities that pay you a higher-than-normal income if you have a health problem or lifestyle activity that threatens to reduce your lifespan – these are called Impaired and Enhanced annuities.

If you suffer from serious ailments such as cancer, diabetes, high blood pressure, chronic asthma or have had a heart attack or stroke you might qualify for an Impaired Annuity.

You might benefit from an Enhanced Annuity if you are overweight or smoke regularly for instance.

Please contact us to see if you qualify for an Impaired or Enhanced annuity.