Self-invested Personal Pensions (SIPPs)

A Self-invested Personal Pension (SIPP) offers more choice, better control and greater flexibility when it comes to investing in a tax efficient manner for retirement, allowing you to plan your own personal strategy and build a diversified portfolio to meet your needs.

You or your employer can make regular or lump sum payments, subject to HMRC limits, as well as transferring funds from other UK registered pension arrangements. It is also possible for SIPPs to accept protected rights benefits.

SIPPs are not suitable for everyone – there are a number of different factors to take into consideration, such as the costs of establishing the SIPP, the ongoing charges and your risk profile. John Eames Limited is willing to advise you to see whether the freedom and transparency of SIPPs are in your interest.