Pension Forecast Service

The Pension Service administers and pays the State Pension.  They can provide a forecast of what your state pension is likely to be when you reach your State Pension Age (SPA).

What is a forecast?

A State Pension forecast will give you, in today's money an estimate of

• the State Pension you may get based on your National Insurance contributions so far and;
• the State Pension you may get when you reach your SPA.

It will also identify whether you have, or are likely to have, a shortfall in your Basic State Pension entitlement and give you guidance on correcting this.  If you have a shortfall, it is likely to have been caused by you having gaps in your National Insurance contribution record.

How do you get a forecast?

If you are more than 30 days away from your SPA, Click to access State Pension forecast.

Pension Tracing Service

The Pension Tracing Service is a free service which can help to trace an old pension scheme if the details are unclear or have been lost.

These services are free and you can phone them on 0845 6002537 and ask for a tracing request form. Or, you can write to them at:-

Pension Tracing Service
The Pension Service
Whitley Road
Newcastle upon Tyne
NE98 1BA

You can also use their on-line forms at www.direct.gov.uk